The discharge procedure

The discharge procedure was introduced into the Italian system with Law 3/2012, amended by Italian Law Decree 179/2012, converted into Italian Law 221/12, and is aimed at those who face situations of over-indebtedness, but cannot access the insolvency procedures provided by the Italian Bankruptcy Act. The purpose of the reimbursement is to quickly remedy a state of over-indebtedness and dispose of its own resources again.

The Law Firm Macchion Resoli & Associates proposes to its clients, following the in-depth study of the case at hand, the use of this new regulatory tool, which has as its main advantage the simplification and speeding up of the procedure. In fact, the appeal filed by the lawyer is first submitted to a preliminary verification of legitimacy by the Court and, subsequently, with the help of the organism for the settlement of the crisis, the Court assesses the merit, feasibility and convenience of the request that, if accepted and under certain conditions, can lead to total liberation from the original debt.